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How to build a home, step by step

The process of building a home can be as overwhelming as it is exciting, especially if it’s your first time. So we’ve created this step-by-step guide for you to understand your home building journey and know what you’ll need to do when – if you have any questions, you’ll have a dedicated Beachwood Customer Support Co-ordinator to guide you along the way. Expand the sections below for a summary of the process or visit our building process and timeline page to discover more.

Phase 1: Pre-construction
Phase 2: Construction
Phase 3: Warranty (1 year)

Financing your first build

When you’re building for the first time, making your finances work for you is crucial. The further your finances can stretch, the more features you'll be able to include in your home.


Home Builder Finance

Savings and loan calculators

Calculate how much you'll need to save for your home, and how much you'll need to set aside each week or month for loan repayments.

Home loan and financing advice

We have a number of trusted mortgage and finance partners who can provide you with the expert advice you need to find the right home loan. If you’re a first home buyer, they can also help you with your application for the First Home Owner Grant.

With a mortgage and finance expert, you'll get the right information and support to


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  • calculate how much money you can afford to borrow, and how long it might take to pay off your loan
  • find the right home loan – the right loan can save you thousands
  • understand the costs and fees related to building your home – including stamp duty, legal fees and insurance
  • complete the documentation for your chosen lender
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  • set up your home deposit, and find out how family members might be able to contribute
  • check your eligibility and apply for the First Home Owner Grant
  • set up a budget, so you can pay off your mortgage faster and own your home sooner.

Why building a new home makes sense

Building new with a home and land package is an increasingly popular choice for those building for the first time.

It’s the easiest and quickest way to own a new home. With the hard work of finding land and selecting the best home design already done for you, you can concentrate on the more enjoyable parts of building a home. Choose an area to live, select a home design that suits your lifestyle, and customise it with final touches, like finishes and fixtures, to reflect your unique tastes and preferences.

It can save you money. When you build a new home, your home maintenance costs will likely be a lot less than those of an older home. And because you'll be building a brand new, energy-efficient, modern home, over time you could save thousands on energy bills. There’s a good chance the overall value of your property will increase too.

If you’re a first home buyer, building a new home makes good financial sense. The government’s First Home Owner Grant gives eligible first home owners purchasing new homes a financial boost and concessions on fees like stamp duty, so you can save thousands.

It can save you time. Rather than spending weekend after weekend searching for the perfect home to fit your lifestyle, or committing to months of renovations that can extend indefinitely once you do find a home, it makes sense to build your home as you need it from the beginning. With Beachwood’s guaranteed build times, you’ll also be able to rely on a fixed date to settle in and plan your housewarming.

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It’s a sound investment for your future. For investors, building a new investment property can offer financial security. Renting out a newer property is generally easier than finding tenants for an older home, and is likely to yield a better return. Your investment can bring a steady stream of income over the years, or there’s the option of selling your investment property for a profit.

Your home will be more 'you'. Building a new home gives you the freedom to choose a home design and customisations that suit your lifestyle. And your new home will be built using the latest in building innovations, including a 6-star energy rating and smart technology, to make your life easier.

You'll be able to choose from across our entire range of designs and bring your own style to your home with custom features and finishes from our Harmony Gallery – so you can build a home that’s right for you.

Your home will be built to last a lifetime. We treat every home we build as if it were our own, to the exceptional standard we strive for. As testament to our commitment to building the best, your new home will be covered by a 12-month warranty period on construction and a 25-year structural guarantee.

Building your home with Beachwood

From start to finish, we'll go above and beyond to make your building experience exceptional. You'll have a dedicated Beachwood Consultant giving you expert support as you see your ideas transformed into your home, and along the way you'll experience all the Beachwood benefits.


Professional advice throughout your buying and building journey

Your dedicated Beachwood Sales Consultant and Customer Support Co-ordinator will be there to answer your questions, guide you through processes and paperwork, and introduce you to our inhouse design and technology experts and partner finance experts when you need them.

Proven building expertise

Building a new home is a complex process, and every home build is unique. When we build a house, we treat it as if it’s the most important home we’ll ever build … and it shows. Across the Beachwood team, our years of experience have seen us succeed across projects ranging from affordable estate homes to high-end architectural dwellings and multi-unit developments.

A great choice of suburbs to live in

We build in areas across Melbourne’s busy south-eastern inner suburbs and the growing outer suburbs, where you'll enjoy the thriving cafe culture of Melbourne, as well as sporting facilities and nature reserves, and all the essential conveniences like nearby shopping centres, healthcare services and schools.

Design flexibility and premium standard inclusions on your new home

Our clients enjoy premium standard inclusions across all of our home collections, as well as extensive customisation options through our Harmony New Home Selection Gallery.

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Fixed-price guarantee

The price agreed to in your Housing Industry Association Building Agreement is what you'll pay for your home, so you'll know exactly how much your home will cost before construction begins.

Guaranteed build times

The sooner you move into your new home, the better. With our guaranteed build times, you’ll be assured the completion of your home will be on time. If we run over the time agreed in your Housing Industry Association (HIA) Building Agreement, we’ll pay you for each day of overtime.

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6-star energy rating on your new home

We use smart technology and high-quality materials to achieve a 6-star energy rating on every home we build, so you can reduce your environmental impact and save on your energy costs.

Peace of mind included

All Beachwood homes are covered by a 12-month warranty period on construction and a 25-year structural guarantee, so you can be sure your home will be built to last.

First home buyers FAQ's

How much money can I afford to borrow?
How do I find the home loan that is best for me?
How much is the First Home Owners Grant?
Will Beachwood guide me through the build process?


Need to ask questions about building your first home?

Whether you’re building your first home, your dream home or your investment, contact us online or call (03) 9770 8806 to have your questions answered by our experts.

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